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BetterOff
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BetterOff
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Checklist
Checklist progress
76 / 100
Confirmed
76 / 100
Account evidence
+0
Details
Foundation
4 of 5
Evidence
Adds
Pay off high-interest debt
Do you pay Blue Cash Preferred, Chase Card in full each month? The bank doesn't report this.
+8
Emergency fund
Cash covers about 9.8 months of spending (target 3 to 6).
Budget or spending tracker
BetterOff tracks your spending. Check this off once you review it each month.
Check credit reports
Next step:
AnnualCreditReport.com
Freeze credit
Next step:
Freeze at Equifax
Freeze at Experian
Freeze at TransUnion
Retirement
1 of 3
Evidence
Adds
IRA (Roth or traditional)
No IRA in your 17 connected accounts.
+4
HSA
No HSA in your 17 connected accounts.
+3
401(k) or 403(b) match
You put in 8% of pay and your employer matches up to 4%. Workplace plan type from your accounts: 401(k).
Insurance
5 of 6
Evidence
Adds
Umbrella liability insurance
+2
Health insurance
No matching insurer in your recurring payments. Coverage through an employer comes out of your paycheck and won't show here.
Term life insurance
No matching insurer in your recurring payments. Coverage through an employer comes out of your paycheck and won't show here.
Long-term disability insurance
No matching insurer in your recurring payments. Coverage through an employer comes out of your paycheck and won't show here.
Renters or homeowners insurance
No matching insurer in your recurring payments.
Auto insurance
No matching insurer in your recurring payments.
Estate documents
4 of 5
Evidence
Adds
Revocable living trust
+2
Will
Beneficiary designations
Check the beneficiary on Joint Brokerage, 401(k).
Durable financial power of attorney
Healthcare proxy and advance directive
Taxes and records
4 of 6
Evidence
Adds
Two-factor sign-in
+3
Letter of instruction
+2
Tax prep method
Tax records
Password manager
Net worth snapshot
BetterOff tracks your net worth. Check this off after your yearly review.
Periodic reviews
2 of 3
Evidence
Adds
Rebalance investments
+2
Update beneficiaries and will
Shop insurance